Bad record if you skip your medical check

Recently my colleagues and I applied to purchase a medical plans from an insurer. The insurer is really strict and required all of us to do medical checks before they decide on approving or rejecting our applications. My medical check involves a blood test.

I’m terrified of needles and I’ve thought of maybe just scrapping my plans to buy from this company and go with another insurer. I was told that if I skip the test, then the application would be rejected due to my failure to product the result of the medical test to the insurer. I commented that I didn’t mind and I would just find another company to buy from.

Apparently, this would be a big mistake! It seems that once I am rejected by any insurer, this will be recorded and my chances of approval for future applications would be jeopardised. It’s something like a black mark system.

Hearing that, it changed my mind about skipping the test. I definitely don’t want to be “blacklisted” by the insurers over the fear of a needle. It’s not worth it! If you did not know this, now you do. So don’t make this mistake like I nearly did!