From the category archives:

Money management

Is it wise to quit your job in the midst of a global financial crisis?

December 16, 2008

This thought has been lingering on my mind for about 2 weeks now. I have never considered this matter so seriously in my entire working life, but now I am. And I am wondering if it is smart at all to even think about it, seeing how the economy will not be going up anytime [...]

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Spend wisely to get your tax savings

December 3, 2008

It’s December already which means this is the last month that you have to do whatever tax savings you can do for the next tax assessment happening in the first quarter of next year. There are several ways for you to save on paying income tax by taking advantage of some tax exempted expenditures, and [...]

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Save on high interest rates

November 20, 2008

One way I’ve learned to save on high interest rates charged by credit card companies is to perform a balance transfer of all my amount owing to a card that charges significantly lower interests. This is not difficult to find because there are many Balance Transfer Cards available in the market today and you can [...]

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Oil price hits US$60 and automatic reduction in EPF contribution

November 7, 2008

The world oil price has been quite a yo-yo of late. As of this morning, it was reported that oil price is now at US$60.77, an all time low since March 2007. Markets around the world are also falling. Our KLSE is no different, as a quick check on the top counters today revealed most [...]

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Would you contribute less to EPF?

November 6, 2008

With the latest proposal by the Government that employees can now opt to contribute 8% of their salary towards their EPF account versus the current compulsory rate of 11%, would you care to contribute the lesser amount? If you are keen to contribute less and therefore have more income in hand, I hope it is [...]

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