From the category archives:

Saving

Save more with lower electricity tariff starting March

February 8, 2009

At least there’s a little good news to all in today’s papers. We’ll be able to save some money on electricity bills starting in March. The quantum of the savings is yet to be announced, but it is expected to be between 5% to 10%.
Most of us tend to use quite a bit of electricity [...]

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How to save on paying interests on your home loan and shorten tenure

January 14, 2009

If you have a home loan with a bank or any financial institution, chances are you are paying your home loan on a monthly installment, and most likely for a tenure of 20 years or more. There are many ways to save on the interest charged on a home loan as well as to shorten [...]

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Will you top up savings in EPF?

June 21, 2008

It was announced in today’s papers that the EPF now allows familiy members (spouse and children) to contribute to one’s EPF Account 1, in addition to the account member’s own additional contibution if he or she chooses so. Whilst the EPF views this as a move to boost savings for old age, I’m not too [...]

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Cash is king

June 10, 2008

At this juncture, cash is really king. Investments should be as liquid as possible. What would it be? I don’t know it myself. Time deposits? Yes you don’t make much from it at all but I suppose it’s one place for you to earn some small returns while you wait and see what goes on [...]

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Guaranteed 20% returns over 3 years in Auz Dollar

May 15, 2008

I just heard of a new plan from AIA, the AIA Australian Dollar Savings Policy. The plan matures in 3 years and you are to receive 100% of the premium paid plus some returns.
Each year, you are guaranteed of a cash payout at 7.5% in Year 1, 5.75% in Year 2 and 5.75% in Year [...]

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