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	<title>Comments on: Credit or debit cards?</title>
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	<link>http://www.mypennysense.com/credit-or-debit-cards</link>
	<description>It's all about the penny and cents</description>
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		<title>By: Penny</title>
		<link>http://www.mypennysense.com/credit-or-debit-cards/comment-page-1/#comment-489</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Mon, 29 Jun 2009 04:22:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/credit-or-debit-cards#comment-489</guid>
		<description>I&#039;m not familiar with the debit cards functionalities at all, and that&#039;s why I don&#039;t use them. Didn&#039;t know about this protection in overseas markets as well. Thanks for sharing. Perhaps we should be asking the banks about this...</description>
		<content:encoded><![CDATA[<p>I&#8217;m not familiar with the debit cards functionalities at all, and that&#8217;s why I don&#8217;t use them. Didn&#8217;t know about this protection in overseas markets as well. Thanks for sharing. Perhaps we should be asking the banks about this&#8230;</p>
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	<item>
		<title>By: CY</title>
		<link>http://www.mypennysense.com/credit-or-debit-cards/comment-page-1/#comment-485</link>
		<dc:creator>CY</dc:creator>
		<pubDate>Sat, 27 Jun 2009 02:09:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/credit-or-debit-cards#comment-485</guid>
		<description>Hi... was jst wondering... 

do you know anything about Chargeback for Visa Debit Cards? I read that Visa Debit cards overseas have protection over goods that they have bought, but there doesn&#039;t seem to be any info on this in any of the Malaysian websites...

I have a number of Visa Debit cards, and i only jst heard of this protection scheme, which obviously Visa didn&#039;t inform any of us in malaysia about...

CY</description>
		<content:encoded><![CDATA[<p>Hi&#8230; was jst wondering&#8230; </p>
<p>do you know anything about Chargeback for Visa Debit Cards? I read that Visa Debit cards overseas have protection over goods that they have bought, but there doesn&#8217;t seem to be any info on this in any of the Malaysian websites&#8230;</p>
<p>I have a number of Visa Debit cards, and i only jst heard of this protection scheme, which obviously Visa didn&#8217;t inform any of us in malaysia about&#8230;</p>
<p>CY</p>
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	<item>
		<title>By: Penny Sense</title>
		<link>http://www.mypennysense.com/credit-or-debit-cards/comment-page-1/#comment-175</link>
		<dc:creator>Penny Sense</dc:creator>
		<pubDate>Tue, 01 Apr 2008 15:06:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/credit-or-debit-cards#comment-175</guid>
		<description>Hi Malcolm. I guess you&#039;re right, there are still people who would prefer to have some credit. Sorry about the broken link, I misspelled it. Thanks for pointing it out.</description>
		<content:encoded><![CDATA[<p>Hi Malcolm. I guess you&#8217;re right, there are still people who would prefer to have some credit. Sorry about the broken link, I misspelled it. Thanks for pointing it out.</p>
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		<title>By: Malcolm</title>
		<link>http://www.mypennysense.com/credit-or-debit-cards/comment-page-1/#comment-174</link>
		<dc:creator>Malcolm</dc:creator>
		<pubDate>Tue, 01 Apr 2008 02:29:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/credit-or-debit-cards#comment-174</guid>
		<description>Hi Penny. There are different market segments. Some prefer not to go on credit but a large majority of people do. &lt;br/&gt;&lt;br/&gt;Since card-swiping is becoming more fashionable and convenient these days, banks are competing to capture the remaining market who are credit-conscious but would like to have the convenience of a credit card.&lt;br/&gt;&lt;br/&gt;The amount in a savings/current account which is linked to a debit card earns the banks money and only a small percentage is given as profit or interest to the card holder.&lt;br/&gt;&lt;br/&gt;On another note, thank you for commenting on my blog and linking to my blog. But the link is broken.</description>
		<content:encoded><![CDATA[<p>Hi Penny. There are different market segments. Some prefer not to go on credit but a large majority of people do. </p>
<p>Since card-swiping is becoming more fashionable and convenient these days, banks are competing to capture the remaining market who are credit-conscious but would like to have the convenience of a credit card.</p>
<p>The amount in a savings/current account which is linked to a debit card earns the banks money and only a small percentage is given as profit or interest to the card holder.</p>
<p>On another note, thank you for commenting on my blog and linking to my blog. But the link is broken.</p>
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