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	<title>Comments on: What is your personal financial strategy for 2009 and beyond?</title>
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	<link>http://www.mypennysense.com/personal-finance-strategy-2009-beyond</link>
	<description>It's all about the penny and cents</description>
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		<title>By: Penny</title>
		<link>http://www.mypennysense.com/personal-finance-strategy-2009-beyond/comment-page-1/#comment-148</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Wed, 31 Dec 2008 01:12:39 +0000</pubDate>
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		<description>True it&#039;s a bit hard, but not entirely impossible...but I do have a problem saving up to 6 months of pay myself. Haha. Easier said than done but still worth trying and trying...</description>
		<content:encoded><![CDATA[<p>True it&#8217;s a bit hard, but not entirely impossible&#8230;but I do have a problem saving up to 6 months of pay myself. Haha. Easier said than done but still worth trying and trying&#8230;</p>
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		<title>By: Payday Loans</title>
		<link>http://www.mypennysense.com/personal-finance-strategy-2009-beyond/comment-page-1/#comment-147</link>
		<dc:creator>Payday Loans</dc:creator>
		<pubDate>Tue, 30 Dec 2008 15:31:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/?p=237#comment-147</guid>
		<description>Figuring out now what we are going to do with our finances is as important a decision as we will make not just for the coming year but for the coming decade. Preparing for the worst possible scenarios (if we&#039;re not almost there already) is a good rule of thumb.</description>
		<content:encoded><![CDATA[<p>Figuring out now what we are going to do with our finances is as important a decision as we will make not just for the coming year but for the coming decade. Preparing for the worst possible scenarios (if we&#8217;re not almost there already) is a good rule of thumb.</p>
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		<title>By: Alvin Lim</title>
		<link>http://www.mypennysense.com/personal-finance-strategy-2009-beyond/comment-page-1/#comment-142</link>
		<dc:creator>Alvin Lim</dc:creator>
		<pubDate>Tue, 23 Dec 2008 08:52:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/?p=237#comment-142</guid>
		<description>6 months...too much ler...a bit hard =_=</description>
		<content:encoded><![CDATA[<p>6 months&#8230;too much ler&#8230;a bit hard =_=</p>
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		<title>By: Penny</title>
		<link>http://www.mypennysense.com/personal-finance-strategy-2009-beyond/comment-page-1/#comment-141</link>
		<dc:creator>Penny</dc:creator>
		<pubDate>Tue, 23 Dec 2008 07:33:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/?p=237#comment-141</guid>
		<description>Good idea to start saving up to 3 months pay as emergency fund. But then again with rising prices of things, maybe 6 months will be a safer bet for emergencies :P</description>
		<content:encoded><![CDATA[<p>Good idea to start saving up to 3 months pay as emergency fund. But then again with rising prices of things, maybe 6 months will be a safer bet for emergencies <img src='http://www.mypennysense.com/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /> </p>
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		<title>By: Alvin Lim</title>
		<link>http://www.mypennysense.com/personal-finance-strategy-2009-beyond/comment-page-1/#comment-140</link>
		<dc:creator>Alvin Lim</dc:creator>
		<pubDate>Mon, 22 Dec 2008 13:50:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.mypennysense.com/?p=237#comment-140</guid>
		<description>I think I will try to save up first. I still don&#039;t have any emergency fund, you know. I put all my savings into shares. :P So the first thing I want to do is to start that emergency fund, preferably 3 months my pay, and then invest the rest into shares. Acquire the blue chips!</description>
		<content:encoded><![CDATA[<p>I think I will try to save up first. I still don&#8217;t have any emergency fund, you know. I put all my savings into shares. <img src='http://www.mypennysense.com/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' />  So the first thing I want to do is to start that emergency fund, preferably 3 months my pay, and then invest the rest into shares. Acquire the blue chips!</p>
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